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226 Indian financial products, explained in plain language. Three routes in: pick what you are trying to do, look up a product, or work out a number first.

The one thing worth knowing first

Indian financial products promise three different kinds of return, and mixing them up is where most beginners get hurt. A guaranteed product fixes the figure in a contract — the risk is that the rate is low and your money is locked. A conditional product pays only if conditions are met. A market-linked product has no promised return at all, and its value moves with a market you do not control.

Every product page here says which of the three applies, when the figure was last checked, and where it came from. If a figure varies by tenure or provider, we link to the provider instead of inventing one.

Browse the catalogue The three return types