Emergency fund and retirement

Every figure below is yours to set — we do not assume a savings rate, a return or how many months of cover you need. The result is the arithmetic of your own numbers, and the products shown are only those your amount can already reach.

Illustrative arithmetic · not financial advice

Your emergency fund

Essential monthly expenses ₹ Months of cover you want months Already set aside ₹ You can put away each month ₹

Your retirement numbers

Your age now years Age you want to stop years Monthly expenses today ₹ Inflation you expect % a year Return before retirement % a year Return after retirement % a year Years you want covered years Saved so far ₹ Investing each month ₹

How to read these numbers

Every input is yours. Change the months of cover, the returns, the inflation — the result follows immediately.
The product list is filtered by minimum investment only: your amount either reaches it or it doesn't.
No return is promised. A 10% assumption is an assumption, and a bad year is not averaged away.
Tax is ignored. So are charges, exit loads and the years when a fund falls.

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