Today's rates, in one place
Every rate this site tracks, with the date it applied. Small savings are notified quarterly; bond yields move daily.
Small savings
| Scheme | Rate | Term | Tax |
|---|---|---|---|
| Public Provident Fund | 7.10% | 15 years | Tax-free |
| Sukanya Samriddhi Yojana | 8.20% | 21 years | Tax-free |
| Senior Citizens' Savings Scheme | 8.20% | 5 years | Taxed, 80C |
| National Savings Certificate | 7.70% | 5 years | Taxed, 80C |
| Kisan Vikas Patra | 7.50% | ~115 months | Taxed |
| Post Office Monthly Income | 7.40% | 5 years | Taxed |
| Post Office Time Deposit (5 years) | 7.50% | 5 years | Taxed, 80C |
| Post Office Time Deposit (3 years) | 7.10% | 3 years | Taxed |
| Post Office Savings Account | 4.00% | None | Taxed |
Government bonds — market yield
| Security | Yield | As of |
|---|---|---|
| 6.20% Government Security 2029 | 6.9816% | 2026-10-22 |
| 6.36% Government Security 2031 | 7.2088% | 2026-10-22 |
| 6.94% Government Security 2036 | 7.4600% | 2026-10-22 |
| 7.06% Government Security 2041 | 7.5956% | 2026-10-22 |
| 7.63% Government Security 2056 | 7.8325% | 2026-10-22 |
Treasury bills — cut-off yield
| Bill | Yield | As of |
|---|---|---|
| 91-Day Treasury Bill | 5.7281% | 2026-10-18 |
| 182-Day Treasury Bill | 6.2896% | 2026-10-18 |
| 364-Day Treasury Bill | 6.4891% | 2026-10-18 |
Small-savings rates come from the National Savings Institute and change every quarter; bond yields from the RBI. Each product page carries its own dated figure and a link to the source.