Government of India — via RBI Retail Direct · Government Bonds & Fixed-Income
A six-month government borrowing bought at a discount and repaid at face value.
rbiretaildirect.org.in
RBI Retail Direct is where retail investors hold these securities. Look for "T-bill 182D" in the list of government securities, then check its current price and yield.
182-Day Treasury Bill is a bonds & fixed income product from Government of India — via RBI Retail Direct, in the guaranteed category: fixed by contract. A six-month government borrowing bought at a discount and repaid at face value.
Because the return type is guaranteed, the questions that matter most are: Is the rate fixed for the whole tenure, or revised during it? Who is actually promising to pay, and what happens if they don't?
These are questions to take to the provider, not a checklist that makes a product suitable. Whether something fits your situation is a decision only you — or an adviser you choose — can make.
These link to the regulator or provider where the rules for this type of product are set out. They are the pages worth checking before you act, because they are the ones that get updated.
The same rules and the same kind of trade-offs, described the same way.
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