Search "Nippon India Ultra Short to Short Term Fund" on AMFI for this scheme's official NAV history, expense ratio and scheme documents.
How it works
Nippon India Ultra Short to Short Term Fund is a mutual funds product from Nippon India Mutual Fund,
in the market-linked category: no promised return.
Ultra Short Duration fund, direct plan. The figures shown are computed from its own NAV history, not quoted from a factsheet.
Because the return type is market-linked, the questions that matter most are:
What exactly does this hold, and what would make it fall? Can I leave this money invested if it drops 30%?
Parking money for weeks or months
A steadier alternative to equity
Returns, from its own NAV
1 year+6.14%
3 years+7.40%
5 years+6.73%
Annualised (CAGR) figures computed by PaisaClear from AMFI NAV data as on
16 Oct 2026. They are not a fund-house or SEBI figure, they ignore
exit loads and tax, and past performance does not indicate future returns.
Key facts
Provider
Nippon India Mutual Fund
Risk band
Low to moderate PaisaClear classification by scheme category, not the SEBI riskometer
₹500 typical SIP minimum; confirm on the scheme page
Tenure
No lock-in
Payout
Growth — no payout
Eligibility
Resident individuals and permitted non-resident categories, subject to KYC.
Getting your money back
Redeemable on any business day. Exit load may apply within the first year.
Protection
No capital protection. The NAV moves with the underlying holdings.
Tax
Gains are taxed by holding period under equity or debt rules depending on the scheme's classification. Confirm the current treatment.
What can go wrong
Interest-rate changes move the NAV, though less than for longer debt.
Credit events in the holdings can hit the NAV.
Returns are modest after expenses.
Before you decide anything
The expense ratio and exit load on the scheme page
The benchmark the fund is measured against
These are questions to take to the provider, not a checklist that makes a product suitable.
Whether something fits your situation is a decision only you — or an adviser you choose — can make.
These link to the regulator or provider where the rules for this type of product are set out.
They are the pages worth checking before you act, because they are the ones that get updated.
Other products in this category
The same rules and the same kind of trade-offs, described the same way.