/* ==========================================================================
   PaisaClear — one stylesheet, no build step, no external requests.

   Structure
     1. tokens            6. discovery / collections
     2. reset & base      7. product cards
     3. masthead          8. category & product pages
     4. home hero         9. compare & filters
     5. sections          10. footer, utilities, responsive
   ========================================================================== */

/* 1 ------------------------------------------------ tokens */
:root {
  --paper: #fbfaf6;
  --surface: #ffffff;
  --tint: #f3f1e9;
  --tint-2: #ece9de;
  --ink: #101b16;
  --ink-2: #3b4a43;
  --ink-3: #69786f;
  --line: #e3dfd2;
  --line-2: #cdc7b6;

  --green: #0e6b4f;
  --green-soft: #e6f1ec;
  --blue: #1b4f79;
  --blue-soft: #e7eff6;
  --violet: #5a3e96;
  --violet-soft: #ece7f7;
  --amber: #8f530c;
  --amber-soft: #f8ecda;
  --rose: #9a2c47;
  --rose-soft: #f9e7ec;

  --radius: 12px;
  --radius-sm: 8px;
  --radius-pill: 999px;
  --wrap: 1160px;
  --shadow-sm: 0 1px 2px rgba(16, 27, 22, .05);
  --shadow: 0 2px 4px rgba(16, 27, 22, .04), 0 12px 28px -18px rgba(16, 27, 22, .28);
  --shadow-lg: 0 30px 60px -30px rgba(16, 27, 22, .35);

  --sans: ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --serif: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;
  --mono: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;

  --head-h: 60px;
}

/* 2 ------------------------------------------------ reset & base */
*, *::before, *::after { box-sizing: border-box; }

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--head-h) + 16px);
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .001ms !important; transition-duration: .001ms !important; }
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.62;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 { margin: 0; line-height: 1.18; letter-spacing: -.02em; font-weight: 650; }
p { margin: 0 0 1em; }
p:last-child { margin-bottom: 0; }
ul, ol { margin: 0; padding: 0; }
img, svg { max-width: 100%; }

a { color: inherit; text-decoration-thickness: 1px; text-underline-offset: 2px; }

button, input, select { font: inherit; color: inherit; }

:where(a, button, input, select, summary, [tabindex]):focus-visible {
  outline: 2px solid var(--green);
  outline-offset: 3px;
  border-radius: 3px;
}

.shell {
  width: 100%;
  max-width: var(--wrap);
  margin-inline: auto;
  padding-inline: clamp(18px, 4vw, 36px);
}
.shell-narrow { max-width: 840px; }

.sr-only {
  position: absolute !important;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0 0 0 0);
  white-space: nowrap; border: 0;
}

.skip-link {
  position: absolute;
  left: 50%; top: 8px;
  transform: translate(-50%, -160%);
  z-index: 200;
  background: var(--ink);
  color: #fff;
  padding: 10px 18px;
  border-radius: var(--radius-sm);
  font-size: .88rem;
  text-decoration: none;
  transition: transform .16s ease;
}
.skip-link:focus { transform: translate(-50%, 0); }

.icon { width: 20px; height: 20px; flex: none; }
.icon-sm { width: 15px; height: 15px; }

.muted { color: var(--ink-3); }

/* 3 ------------------------------------------------ masthead */
.demo-bar {
  margin: 0;
  padding: 8px clamp(18px, 4vw, 36px);
  background: var(--amber-soft);
  color: #6d3f06;
  font-size: .78rem;
  line-height: 1.45;
  text-align: center;
  border-bottom: 1px solid #e8d3ae;
}
.demo-bar strong { font-weight: 650; }

.masthead {
  position: sticky;
  top: 0;
  z-index: 60;
  background: rgba(251, 250, 246, .92);
  backdrop-filter: blur(12px) saturate(1.2);
  border-bottom: 1px solid var(--line);
}

.masthead-inner {
  display: flex;
  align-items: center;
  gap: 10px;
  min-height: var(--head-h);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  text-decoration: none;
  margin-right: auto;
  flex: none;
}
.brand-mark {
  display: grid;
  place-items: center;
  width: 32px; height: 32px;
  border-radius: 9px;
  background: var(--green);
  color: #fff;
}
.brand-mark svg { width: 21px; height: 21px; }
.brand-name {
  font-size: 1.14rem;
  font-weight: 700;
  letter-spacing: -.025em;
}
.brand-name span { color: var(--green); font-weight: 450; }

.primary-nav {
  display: flex;
  gap: 2px;
  overflow-x: auto;
  scrollbar-width: none;
  max-width: 100%;
}
.primary-nav::-webkit-scrollbar { display: none; }
.nav-link {
  display: inline-block;
  padding: 7px 10px;
  border-radius: var(--radius-pill);
  font-size: .84rem;
  color: var(--ink-2);
  text-decoration: none;
  white-space: nowrap;
    transition: background .15s ease, color .15s ease;
}
.nav-link:hover { background: var(--tint); color: var(--ink); }
.nav-link[aria-current="page"] { background: var(--ink); color: var(--paper); }

.head-search {
  display: none;
  align-items: center;
  gap: 4px;
  padding: 4px 4px 4px 12px;
  border: 1px solid var(--line);
  border-radius: var(--radius-pill);
  background: var(--surface);
  width: 210px;
  transition: border-color .15s ease, width .2s ease;
}
.head-search:focus-within { border-color: var(--green); }
.head-search input {
  flex: 1;
  min-width: 0;
  border: 0;
  background: transparent;
  font-size: .82rem;
  padding: 4px 0;
}
.head-search input:focus { outline: none; }
.head-search button {
  display: grid;
  place-items: center;
  width: 30px; height: 30px;
  border: 0;
  border-radius: 50%;
  background: var(--green);
  color: #fff;
  cursor: pointer;
  flex: none;
}

/* 4 ------------------------------------------------ hero */
.hero {
  padding-block: clamp(42px, 6vw, 76px) clamp(34px, 5vw, 60px);
  background:
    radial-gradient(ellipse 70% 60% at 85% -10%, #e6efe9 0%, transparent 60%),
    radial-gradient(ellipse 50% 50% at 0% 0%, #f6efe0 0%, transparent 55%);
  border-bottom: 1px solid var(--line);
}

.eyebrow {
  margin: 0 0 16px;
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .13em;
  text-transform: uppercase;
  color: var(--green);
}

.hero h1 {
  font-size: clamp(2.15rem, 5.4vw, 3.55rem);
  line-height: 1.04;
  letter-spacing: -.038em;
  max-width: 17ch;
  margin-bottom: 20px;
}
.hero h1 em {
  font-family: var(--serif);
  font-style: italic;
  font-weight: 400;
  letter-spacing: -.01em;
  color: var(--green);
}

.hero-lede {
  max-width: 56ch;
  font-size: clamp(1rem, 1.4vw, 1.08rem);
  color: var(--ink-2);
  line-height: 1.65;
  margin-bottom: 28px;
}

.search-panel {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  max-width: 720px;
  padding: 8px 8px 8px 16px;
  background: var(--surface);
  border: 1px solid var(--line-2);
  border-radius: 14px;
  box-shadow: var(--shadow);
  margin-bottom: 22px;
}
.search-panel:focus-within { border-color: var(--green); box-shadow: 0 0 0 4px var(--green-soft); }
.search-panel-icon { display: none; color: var(--ink-3); }
.search-panel input {
  flex: 1 1 240px;
  min-width: 0;
  border: 0;
  background: transparent;
  padding: 12px 0;
  font-size: 1rem;
}
.search-panel input:focus { outline: none; }
.search-panel input::placeholder { color: var(--ink-3); }

.hero-stats {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 22px;
  list-style: none;
  font-size: .82rem;
  color: var(--ink-3);
}
.hero-stats li { display: flex; gap: 6px; align-items: baseline; }
.hero-stats strong { color: var(--ink); font-weight: 650; }

/* 5 ------------------------------------------------ sections */
.section { padding-block: clamp(40px, 5.5vw, 68px); }
.section-tint { background: var(--tint); border-block: 1px solid var(--line); }
.section + .section-tint, .section-tint + .section { border-top: 0; }

.section-head {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: space-between;
  gap: 10px 24px;
  margin-bottom: clamp(22px, 3vw, 32px);
}
.section-head h2 { font-size: clamp(1.4rem, 2.6vw, 1.95rem); letter-spacing: -.028em; }
.section-lede {
  margin: 8px 0 0;
  max-width: 62ch;
  font-size: .95rem;
  color: var(--ink-2);
}
.section-link {
  font-size: .85rem;
  font-weight: 550;
  color: var(--green);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 5px;
  white-space: nowrap;
}
.section-link:hover { text-decoration: underline; }

.subhead { font-size: 1.1rem; margin-bottom: 18px; letter-spacing: -.02em; }

/* category grid */
/* Five categories must fit one row at desktop width: 210px forced a 4 + 1
   wrap, leaving an orphan card on its own line. 190px fits all five. */
.cat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(190px, 1fr));
  gap: 12px;
}

.cat-card {
  display: flex;
  flex-direction: column;
  gap: 8px;
  padding: 20px 18px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  text-decoration: none;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  position: relative;
  overflow: hidden;
}
.cat-card::after {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: 3px;
  background: var(--accent, var(--green));
  opacity: .85;
}
.cat-card:hover { transform: translateY(-2px); box-shadow: var(--shadow); border-color: var(--line-2); }

.cat-green { --accent: var(--green); --accent-soft: var(--green-soft); }
.cat-blue { --accent: var(--blue); --accent-soft: var(--blue-soft); }
.cat-violet { --accent: var(--violet); --accent-soft: var(--violet-soft); }
.cat-amber { --accent: var(--amber); --accent-soft: var(--amber-soft); }
.cat-rose { --accent: var(--rose); --accent-soft: var(--rose-soft); }

.cat-icon {
  display: grid;
  place-items: center;
  width: 40px; height: 40px;
  border-radius: 11px;
  background: var(--accent-soft, var(--green-soft));
  color: var(--accent, var(--green));
  margin-bottom: 4px;
}
.cat-name { font-size: 1rem; font-weight: 620; letter-spacing: -.02em; line-height: 1.25; }
.cat-tagline { font-size: .84rem; color: var(--ink-3); line-height: 1.45; flex: 1; }
.cat-foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 6px;
  padding-top: 12px;
  border-top: 1px solid var(--line);
  font-size: .76rem;
  color: var(--ink-3);
}
.cat-foot .icon { color: var(--accent, var(--green)); }

/* 6 ------------------------------------------------ collections */
.collections { display: grid; gap: clamp(26px, 4vw, 40px); }

.collection-head {
  display: flex;
  gap: 13px;
  align-items: flex-start;
  margin-bottom: 16px;
}
.collection-icon {
  display: grid;
  place-items: center;
  width: 38px; height: 38px;
  flex: none;
  border-radius: 10px;
  background: var(--surface);
  border: 1px solid var(--line);
  color: var(--green);
}
.collection-head h3 { font-size: 1.12rem; letter-spacing: -.02em; margin-bottom: 3px; }
.collection-head p { font-size: .88rem; color: var(--ink-2); max-width: 70ch; margin: 0; }

.pcard-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(248px, 1fr));
  gap: 12px;
}

.more-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 26px;
  font-size: .88rem;
  font-weight: 550;
  color: var(--green);
  text-decoration: none;
}
.more-link:hover { text-decoration: underline; }

/* return types */
.rt-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 16px;
}
.rt-card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-top: 3px solid var(--rt, var(--green));
  border-radius: var(--radius);
  padding: 22px 20px;
  display: flex;
  flex-direction: column;
}
.rt-green { --rt: var(--green); --rt-soft: var(--green-soft); }
.rt-amber { --rt: var(--amber); --rt-soft: var(--amber-soft); }
.rt-violet { --rt: var(--violet); --rt-soft: var(--violet-soft); }

.rt-label {
  margin: 0 0 2px;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--rt);
}
.rt-short { margin: 0 0 10px; font-size: 1rem; font-weight: 600; letter-spacing: -.015em; }
.rt-def { margin: 0 0 16px; font-size: .88rem; color: var(--ink-2); }

.rt-ask {
  background: var(--rt-soft, var(--tint));
  border-radius: var(--radius-sm);
  padding: 13px 15px;
  margin-top: auto;
}
.rt-ask-title {
  margin: 0 0 6px;
  font-size: .68rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--rt, var(--ink-3));
}
.rt-ask ul { list-style: none; display: grid; gap: 5px; }
.rt-ask li {
  position: relative;
  padding-left: 13px;
  font-size: .82rem;
  line-height: 1.45;
  color: var(--ink-2);
}
.rt-ask li::before {
  content: "–";
  position: absolute;
  left: 0;
  color: var(--rt, var(--ink-3));
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  margin-top: 16px;
  font-size: .85rem;
  font-weight: 550;
  color: var(--green);
  text-decoration: none;
  background: none;
  border: 0;
  padding: 0;
  cursor: pointer;
}
.text-link:hover { text-decoration: underline; }

/* honesty */
.honesty {
  display: grid;
  gap: 30px;
  grid-template-columns: 1fr;
  align-items: start;
}
.honesty-copy h2 { font-size: clamp(1.4rem, 2.6vw, 1.9rem); margin-bottom: 12px; }
.honesty-copy p { color: var(--ink-2); max-width: 46ch; margin-bottom: 20px; }
.honesty-list { list-style: none; display: grid; gap: 16px; }
.honesty-list li { display: flex; gap: 11px; align-items: flex-start; }
.honesty-list .icon { color: var(--green); margin-top: 2px; }
.honesty-list strong { display: block; font-size: .92rem; margin-bottom: 2px; }
.honesty-list div { font-size: .87rem; color: var(--ink-2); }

/* cta band */
.cta-band {
  background: var(--ink);
  color: #f2f0e8;
  padding-block: clamp(40px, 5vw, 58px);
}
.cta-inner {
  display: flex;
  flex-wrap: wrap;
  gap: 22px;
  align-items: center;
  justify-content: space-between;
}
.cta-band h2 { font-size: clamp(1.35rem, 2.4vw, 1.8rem); margin-bottom: 6px; color: #fff; }
.cta-band p { margin: 0; color: #b9c4bd; font-size: .94rem; max-width: 50ch; }

/* 7 ------------------------------------------------ product cards */
.pcard-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(290px, 1fr));
  gap: 14px;
}

.pcard {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  transition: box-shadow .18s ease, border-color .18s ease, transform .18s ease;
  overflow: hidden;
}
.pcard:hover { box-shadow: var(--shadow); border-color: var(--line-2); transform: translateY(-1px); }

.pcard-link {
  display: flex;
  flex-direction: column;
  gap: 5px;
  height: 100%;
  padding: 17px 17px 15px;
  text-decoration: none;
  color: inherit;
}

.pcard-badges { display: flex; flex-wrap: wrap; gap: 5px; align-items: center; margin-bottom: 6px; }

.chip {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 3px 8px;
  border-radius: 5px;
  font-size: .67rem;
  font-weight: 650;
  letter-spacing: .03em;
  line-height: 1.5;
  white-space: nowrap;
}
.chip-green { background: var(--green-soft); color: var(--green); }
.chip-blue { background: var(--blue-soft); color: var(--blue); }
.chip-violet { background: var(--violet-soft); color: var(--violet); }
.chip-amber { background: var(--amber-soft); color: var(--amber); }
.chip-rose { background: var(--rose-soft); color: var(--rose); }
.chip-neutral { background: var(--tint-2); color: var(--ink-2); font-weight: 550; }
.chip-risk { font-weight: 550; }

.pcard-cat {
  margin-left: auto;
  font-size: .68rem;
  color: var(--ink-3);
  letter-spacing: .02em;
}

.pcard-name { font-size: 1.02rem; line-height: 1.28; letter-spacing: -.02em; }
.pcard-provider { font-size: .78rem; color: var(--ink-3); margin: 0; }
.pcard-line {
  font-size: .84rem;
  color: var(--ink-2);
  line-height: 1.5;
  margin: 4px 0 12px;
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.pcard-facts {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 8px;
  margin: auto 0 0;
  padding-top: 11px;
  border-top: 1px solid var(--line);
}
.pcard-facts dt {
  font-size: .6rem;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--ink-3);
  margin-bottom: 1px;
}
.pcard-facts dd {
  margin: 0;
  font-size: .78rem;
  font-weight: 550;
  color: var(--ink);
  line-height: 1.35;
  overflow-wrap: anywhere;
}

.pcard-cta {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  margin-top: 12px;
  font-size: .74rem;
  font-weight: 600;
  color: var(--green);
}
.pcard:hover .pcard-cta .icon { transform: translateX(2px); }
.pcard-cta .icon { transition: transform .15s ease; }

/* 8 ------------------------------------------------ inner pages */
.page-head {
  padding-block: clamp(26px, 3.4vw, 40px) clamp(24px, 3vw, 34px);
  background: var(--tint);
  border-bottom: 1px solid var(--line);
}
.page-head h1 { font-size: clamp(1.9rem, 4.4vw, 2.8rem); letter-spacing: -.035em; margin: 14px 0 12px; }
.page-lede { max-width: 64ch; color: var(--ink-2); font-size: 1rem; margin: 0; }
.page-meta { margin: 14px 0 0; font-size: .8rem; color: var(--ink-3); }

.page-icon {
  display: inline-grid;
  place-items: center;
  width: 44px; height: 44px;
  border-radius: 12px;
  background: var(--surface);
  border: 1px solid var(--line);
  color: var(--accent, var(--green));
}

.crumbs ol {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  list-style: none;
  font-size: .76rem;
  color: var(--ink-3);
}
.crumbs li { display: flex; gap: 6px; align-items: center; }
.crumbs li + li::before { content: "/"; color: var(--line-2); }
.crumbs a { color: var(--ink-3); text-decoration: none; }
.crumbs a:hover { color: var(--ink); text-decoration: underline; }
.crumbs [aria-current] { color: var(--ink); }

.split {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 28px;
  align-items: start;
}

.split-aside { display: grid; gap: 14px; }

.aside-card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 18px;
}
.aside-card h2 {
  font-size: .7rem;
  letter-spacing: .11em;
  text-transform: uppercase;
  color: var(--ink-3);
  font-weight: 700;
  margin-bottom: 12px;
}
.aside-note { font-size: .82rem; color: var(--ink-2); margin-bottom: 8px; }
.aside-glance .btn-block { margin-top: 14px; }

.check-list, .cross-list, .risk-list { list-style: none; display: grid; gap: 9px; }
.check-list li, .cross-list li, .risk-list li {
  display: flex;
  gap: 9px;
  align-items: flex-start;
  font-size: .87rem;
  line-height: 1.5;
  color: var(--ink-2);
}
.check-list .icon { color: var(--green); margin-top: 2px; }
.cross-list .icon, .risk-list .icon { color: var(--rose); margin-top: 2px; }

.pill-links { display: flex; flex-wrap: wrap; gap: 6px; }
.pill-link {
  display: inline-block;
  padding: 6px 11px;
  border: 1px solid var(--line);
  border-radius: var(--radius-pill);
  font-size: .78rem;
  text-decoration: none;
  color: var(--ink-2);
  background: var(--tint);
}
.pill-link:hover { border-color: var(--line-2); color: var(--ink); background: var(--surface); }

/* product page */
.product-head { padding-block: clamp(20px, 3vw, 30px) 0; }

.product-title { max-width: 760px; }
.badge-row { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 12px; }

.product-head h1 {
  font-size: clamp(1.75rem, 3.8vw, 2.55rem);
  letter-spacing: -.035em;
  margin-bottom: 8px;
}
.product-provider { font-size: .92rem; color: var(--ink-2); margin: 0 0 10px; }
.product-oneliner { font-size: 1.05rem; color: var(--ink-2); max-width: 62ch; margin: 0; }

.notice {
  display: flex;
  gap: 9px;
  align-items: flex-start;
  margin: 22px 0 0;
  padding: 12px 15px;
  background: var(--amber-soft);
  border: 1px solid #eddcc0;
  border-radius: var(--radius-sm);
  font-size: .83rem;
  line-height: 1.55;
  color: #6d4409;
}
.notice .icon { flex: none; margin-top: 2px; }
.notice-static { background: var(--tint); border-color: var(--line); color: var(--ink-2); }

.product-body { padding-top: clamp(28px, 4vw, 40px); }

.prose-block { padding-bottom: 30px; margin-bottom: 30px; border-bottom: 1px solid var(--line); }
.prose-block:last-child { border-bottom: 0; margin-bottom: 0; padding-bottom: 0; }
.prose-block h2 { font-size: 1.22rem; margin-bottom: 12px; letter-spacing: -.025em; }
.prose-block p { color: var(--ink-2); font-size: .93rem; }
.prose-block > p.muted { font-size: .85rem; color: var(--ink-3); margin-top: 12px; }

.uses { list-style: none; display: grid; gap: 7px; margin-top: 14px; }
.uses li {
  position: relative;
  padding-left: 16px;
  font-size: .89rem;
  color: var(--ink-2);
}
.uses li::before {
  content: "";
  position: absolute;
  left: 0; top: .62em;
  width: 5px; height: 5px;
  border-radius: 50%;
  background: var(--green);
}

.fact-table {
  display: grid;
  gap: 0;
  border-top: 1px solid var(--line);
}
.fact {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2px;
  padding: 11px 0;
  border-bottom: 1px solid var(--line);
}
.fact dt {
  font-size: .66rem;
  letter-spacing: .09em;
  text-transform: uppercase;
  color: var(--ink-3);
  font-weight: 600;
}
.fact dd { margin: 0; font-size: .88rem; color: var(--ink); line-height: 1.5; }
.fact-note { display: block; color: var(--ink-3); font-size: .78rem; font-weight: 400; }
.fact-table-tight .fact { padding: 9px 0; }
.fact-table-tight .fact dd { font-size: .84rem; }

.source-links { list-style: none; display: grid; gap: 8px; }
.source-links a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: .88rem;
  color: var(--blue);
  text-decoration-color: rgba(27, 79, 121, .35);
}
.source-links a:hover { text-decoration-color: currentColor; }
.source-links .ext { font-size: .78rem; }

.status {
  display: inline-block;
  padding: 2px 8px;
  border-radius: 4px;
  font-size: .66rem;
  font-weight: 700;
  letter-spacing: .05em;
  text-transform: uppercase;
}
.status-draft { background: var(--tint-2); color: var(--ink-2); }
.status-pending { background: var(--amber-soft); color: var(--amber); }
.status-approved { background: var(--green-soft); color: var(--green); }
.status-live { background: var(--blue-soft); color: var(--blue); }

/* method page */
.prose h2 { font-size: 1.3rem; margin: 30px 0 10px; letter-spacing: -.025em; }
.prose h2:first-child { margin-top: 0; }
.prose p { color: var(--ink-2); font-size: .95rem; }
.prose ul { margin-top: 10px; }

.method-rt-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 16px;
}
.method-rt {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
}
.method-rt-head {
  display: flex;
  align-items: center;
  gap: 9px;
  margin-bottom: 12px;
}
.method-rt-head h3 { font-size: 1.05rem; }
.rt-dot { width: 9px; height: 9px; border-radius: 50%; background: var(--rt, var(--green)); flex: none; }
.rt-tag {
  margin-left: auto;
  font-size: .68rem;
  letter-spacing: .05em;
  text-transform: uppercase;
  color: var(--rt, var(--ink-3));
  font-weight: 650;
}
.method-rt p { font-size: .87rem; color: var(--ink-2); margin-bottom: 10px; }

.pipeline {
  list-style: none;
  display: grid;
  gap: 0;
  margin: 26px 0 30px;
  counter-reset: step;
}
.pipeline li {
  display: grid;
  grid-template-columns: 38px 1fr;
  gap: 14px;
  padding: 0 0 22px;
  position: relative;
}
.pipeline li:not(:last-child)::before {
  content: "";
  position: absolute;
  left: 18px; top: 38px; bottom: 0;
  width: 1px;
  background: var(--line-2);
}
.step-no {
  display: grid;
  place-items: center;
  width: 38px; height: 38px;
  border-radius: 50%;
  background: var(--surface);
  border: 1px solid var(--line-2);
  font-size: .85rem;
  font-weight: 650;
  color: var(--green);
  z-index: 1;
}
.pipeline strong { display: block; font-size: .95rem; margin-bottom: 3px; }
.pipeline p { font-size: .87rem; color: var(--ink-2); margin: 0 0 7px; }

/* 9 ------------------------------------------------ filters & compare */
.filter-bar {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 15px;
  margin-bottom: 26px;
  display: grid;
  gap: 12px;
  box-shadow: var(--shadow-sm);
}

.filter-search input {
  width: 100%;
  padding: 11px 14px;
  border: 1px solid var(--line-2);
  border-radius: var(--radius-sm);
  background: var(--paper);
  font-size: .92rem;
}
.filter-search input:focus { outline: none; border-color: var(--green); box-shadow: 0 0 0 3px var(--green-soft); }

.filter-row { display: flex; flex-wrap: wrap; gap: 10px; }

.select-wrap { display: flex; flex-direction: column; gap: 4px; flex: 1 1 180px; min-width: 0; }
.select-label {
  font-size: .66rem;
  letter-spacing: .09em;
  text-transform: uppercase;
  color: var(--ink-3);
  font-weight: 650;
}
.select-wrap select {
  width: 100%;
  padding: 9px 32px 9px 11px;
  border: 1px solid var(--line-2);
  border-radius: var(--radius-sm);
  background: var(--paper) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath d='M1 1l4 4 4-4' fill='none' stroke='%2369786f' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat right 12px center;
  appearance: none;
  font-size: .85rem;
  cursor: pointer;
}
.select-wrap select:focus { outline: none; border-color: var(--green); box-shadow: 0 0 0 3px var(--green-soft); }

.filter-returns { display: flex; flex-wrap: wrap; align-items: center; gap: 6px; }
.filter-label {
  font-size: .66rem;
  letter-spacing: .09em;
  text-transform: uppercase;
  color: var(--ink-3);
  font-weight: 650;
  margin-right: 4px;
}
.filter-chip {
  padding: 6px 13px;
  border: 1px solid var(--line-2);
  border-radius: var(--radius-pill);
  background: transparent;
  font-size: .78rem;
  color: var(--ink-2);
  cursor: pointer;
  transition: background .14s ease, color .14s ease, border-color .14s ease;
}
.filter-chip:hover { border-color: var(--ink-3); color: var(--ink); }
.filter-chip.is-active { background: var(--ink); border-color: var(--ink); color: var(--paper); }

.filter-status {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding-top: 10px;
  border-top: 1px solid var(--line);
  font-size: .8rem;
  color: var(--ink-3);
}
.filter-status p { margin: 0; font-variant-numeric: tabular-nums; }

.empty-state {
  padding: 54px 20px;
  text-align: center;
  border: 1px dashed var(--line-2);
  border-radius: var(--radius);
  background: var(--surface);
}
.empty-title { font-size: 1.05rem; font-weight: 620; margin-bottom: 4px; }
.empty-state p { color: var(--ink-3); font-size: .89rem; }

/* compare */
.compare-slots {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
  gap: 12px;
  margin-bottom: 18px;
}
.slot {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 14px;
  display: grid;
  gap: 7px;
}
.slot.is-filled { border-color: var(--green); box-shadow: 0 0 0 3px var(--green-soft); }
.slot-label {
  font-size: .66rem;
  letter-spacing: .09em;
  text-transform: uppercase;
  color: var(--ink-3);
  font-weight: 650;
}
.slot-select {
  width: 100%;
  padding: 9px 30px 9px 11px;
  border: 1px solid var(--line-2);
  border-radius: var(--radius-sm);
  background: var(--paper) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath d='M1 1l4 4 4-4' fill='none' stroke='%2369786f' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat right 11px center;
  appearance: none;
  font-size: .84rem;
  cursor: pointer;
}
.slot-clear {
  justify-self: start;
  padding: 2px 0;
  border: 0;
  background: none;
  font-size: .75rem;
  color: var(--rose);
  cursor: pointer;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.compare-hint { font-size: .85rem; color: var(--ink-3); margin: 0 0 24px; }

.compare-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--surface);
}
.compare-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 640px;
  font-size: .85rem;
}
.compare-table th, .compare-table td {
  padding: 12px 14px;
  text-align: left;
  vertical-align: top;
  border-bottom: 1px solid var(--line);
}
.compare-table thead th {
  position: sticky;
  top: 0;
  background: var(--tint);
  z-index: 2;
  font-size: .76rem;
  letter-spacing: .02em;
  border-bottom: 1px solid var(--line-2);
}
.compare-table thead th:first-child { z-index: 3; }
.compare-table th[scope="row"] {
  position: sticky;
  left: 0;
  background: var(--surface);
  font-weight: 550;
  color: var(--ink-3);
  font-size: .74rem;
  letter-spacing: .04em;
  text-transform: uppercase;
  width: 168px;
  min-width: 168px;
  border-right: 1px solid var(--line);
  z-index: 1;
}
.compare-table tbody tr:hover td { background: #faf9f4; }
.compare-table td { color: var(--ink-2); }
.compare-name { display: block; font-weight: 620; color: var(--ink); font-size: .9rem; margin-bottom: 2px; }
.compare-provider { display: block; font-size: .74rem; color: var(--ink-3); font-weight: 400; }
.compare-link { font-size: .74rem; color: var(--green); text-decoration: none; }
.compare-link:hover { text-decoration: underline; }
.compare-empty { color: var(--ink-3); font-style: italic; }

.compare-notes { margin-top: 34px; }
.compare-notes h2 { font-size: 1.1rem; margin-bottom: 14px; }

/* buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  padding: 10px 18px;
  border-radius: var(--radius-sm);
  border: 1px solid transparent;
  font-size: .87rem;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
  transition: background .15s ease, color .15s ease, border-color .15s ease, transform .1s ease;
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }
.btn-primary { background: var(--green); color: #fff; }
.btn-primary:hover { background: #0b5a42; }
.btn-ghost { background: transparent; border-color: var(--line-2); color: var(--ink); }
.btn-ghost:hover { border-color: var(--ink-3); background: var(--surface); }
.btn-block { width: 100%; }
.search-panel .btn { flex: none; }

/* 10 ------------------------------------------------ footer */
.site-footer {
  background: var(--ink);
  color: #c9d2cc;
  padding-block: clamp(36px, 5vw, 56px) 26px;
  margin-top: 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 28px;
  padding-bottom: 30px;
  border-bottom: 1px solid #2a3931;
}
.footer-logo {
  font-size: 1.15rem;
  font-weight: 700;
  color: #fff;
  letter-spacing: -.02em;
  margin-bottom: 8px;
}
.footer-logo span { font-weight: 400; color: #7fbfa5; }
.footer-note { font-size: .84rem; line-height: 1.6; max-width: 42ch; margin: 0; color: #9daba3; }
.footer-col h2 {
  font-size: .68rem;
  letter-spacing: .11em;
  text-transform: uppercase;
  color: #7f8d85;
  font-weight: 700;
  margin-bottom: 10px;
}
.footer-col ul { list-style: none; display: grid; gap: 7px; }
.footer-col a { color: #c9d2cc; text-decoration: none; font-size: .84rem; }
.footer-col a:hover { color: #fff; text-decoration: underline; }

.footer-legal { padding-top: 22px; }
.footer-legal p { font-size: .76rem; line-height: 1.65; color: #8b9a91; max-width: 92ch; }
.footer-legal strong { color: #c9d2cc; }
.footer-meta { margin-top: 10px; font-size: .72rem; color: #6f7d75; }

/* 11 ------------------------------------------------ responsive */
@media (min-width: 560px) {
  .search-panel-icon { display: block; }
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr; gap: 32px; }
}

@media (min-width: 720px) {
  .fact { grid-template-columns: 168px 1fr; gap: 14px; padding: 12px 0; }
  .fact dt { padding-top: 2px; }
  .honesty { grid-template-columns: 1fr 1fr; gap: 44px; }
  .honesty-list { padding-top: 4px; }
}

@media (min-width: 900px) {
  :root { --head-h: 66px; }
  .head-search { display: flex; }
  .primary-nav { margin-right: 10px; }
  .hero { padding-block: clamp(56px, 6vw, 84px) clamp(46px, 5vw, 64px); }
  .split { grid-template-columns: minmax(0, 1fr) 300px; gap: 44px; }
  .split-aside { position: sticky; top: calc(var(--head-h) + 20px); }
  .filter-bar {
    position: sticky;
    top: calc(var(--head-h) + 10px);
    z-index: 40;
    backdrop-filter: blur(10px);
    background: rgba(255, 255, 255, .96);
  }
  .compare-table th[scope="row"] { width: 190px; min-width: 190px; }
}

@media (min-width: 1100px) {
  .split { grid-template-columns: minmax(0, 1fr) 330px; }
  .hero-lede { font-size: 1.1rem; }
}

@media (max-width: 899px) {
  .primary-nav { gap: 0; }
  .nav-link { padding: 7px 8px; font-size: .8rem; }
}

@media (max-width: 420px) {
  .pcard-facts { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .search-panel { padding: 10px; }
  .search-panel .btn { width: 100%; }
}

/* print */
@media print {
  .demo-bar, .masthead, .site-footer, .filter-bar, .compare-slots, .cta-band { display: none !important; }
  body { background: #fff; }
  .pcard, .fact-table { break-inside: avoid; }
}

/* ------------------------------------------------ rates & guide categories */
.pcard-rate {
  display: flex;
  align-items: baseline;
  gap: 7px;
  flex-wrap: wrap;
  margin: 0 0 10px;
  padding: 7px 10px;
  background: var(--green-soft);
  border-radius: 7px;
}
.pcard-rate .rate-value {
  font-size: 1.05rem;
  font-weight: 700;
  letter-spacing: -.02em;
  color: var(--green);
  font-variant-numeric: tabular-nums;
}
.pcard-rate .rate-note {
  font-size: .7rem;
  color: var(--ink-2);
  line-height: 1.3;
}

.rate-freshness {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin: 14px 0 0;
  font-size: .78rem;
  color: var(--ink-3);
}

.rate-panel {
  display: flex;
  flex-wrap: wrap;
  align-items: stretch;
  gap: 0;
  margin: 22px 0 0;
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  background: var(--surface);
  overflow: hidden;
}
.rate-main {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 2px;
  padding: 16px 22px;
  background: var(--green-soft);
  border-right: 1px solid var(--line-2);
  min-width: 190px;
}
.rate-main .rate-value {
  font-size: 1.9rem;
  font-weight: 700;
  letter-spacing: -.03em;
  color: var(--green);
  font-variant-numeric: tabular-nums;
  line-height: 1.1;
}
.rate-main .rate-label {
  font-size: .72rem;
  color: var(--ink-2);
  line-height: 1.35;
  max-width: 22ch;
}
.rate-meta {
  flex: 1 1 260px;
  padding: 14px 20px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 3px;
}
.rate-meta p { margin: 0; font-size: .8rem; color: var(--ink-3); line-height: 1.5; }
.rate-meta strong { color: var(--ink); }
.rate-meta a { color: var(--blue); }

.cat-guide { color: var(--amber); font-weight: 600; }

.guide-panel {
  padding: 22px;
  border: 1px solid var(--line-2);
  border-left: 3px solid var(--amber);
  border-radius: var(--radius);
  background: var(--surface);
}
.guide-kicker {
  margin: 0 0 8px;
  font-size: .68rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--amber);
}
.guide-reason { margin: 0 0 12px; font-size: .92rem; color: var(--ink-2); }
.guide-instead { margin: 0 0 14px; font-size: .92rem; color: var(--ink); font-weight: 500; }

/* verify-at-source list inside guide categories */
.verify-block {
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px solid var(--line);
}
.verify-title {
  margin: 0 0 10px;
  font-size: .68rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--ink-3);
}
.verify-list { list-style: none; display: grid; gap: 9px; }
.verify-list li { display: flex; flex-wrap: wrap; align-items: baseline; gap: 6px; }
.verify-list a {
  font-size: .88rem;
  color: var(--blue);
  text-decoration-color: rgba(27, 79, 121, .35);
}
.verify-list a:hover { text-decoration-color: currentColor; }
.verify-list .ext { font-size: .72rem; margin-left: 3px; }
.verify-note { font-size: .76rem; color: var(--ink-3); }

@media (min-width: 1120px) {
  .cat-card { padding: 18px 15px; }
  .cat-name { font-size: .95rem; }
  .cat-tagline { font-size: .8rem; }
}

/* products whose figure varies by provider: link instead of a number */
.rate-panel-ref .rate-main {
  background: var(--amber-soft);
  min-width: 240px;
}
.rate-label-lg {
  font-size: .95rem;
  font-weight: 650;
  color: #6d4409;
  letter-spacing: -.01em;
  line-height: 1.3;
}
.pcard-rate-ref {
  background: var(--amber-soft);
  gap: 8px;
}
.pcard-rate-ref .rate-note { color: #6d4409; font-size: .75rem; }
.rate-link {
  margin-left: auto;
  font-size: .72rem;
  font-weight: 650;
  color: #6d4409;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 3px;
  white-space: nowrap;
}
.rate-link:hover { text-decoration: underline; }

/* source strip: the exact page the record was built from */
.source-strip {
  margin-top: 14px;
  padding: 14px 16px;
  background: var(--tint);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}
.source-strip-head { display: flex; flex-wrap: wrap; gap: 8px; align-items: baseline; }
.source-strip-label {
  font-size: .62rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--ink-3);
}
.source-strip-link {
  font-size: .9rem;
  font-weight: 600;
  color: var(--blue);
  text-decoration: none;
}
.source-strip-link:hover { text-decoration: underline; }
.source-strip-url {
  margin: 4px 0 0;
  font-family: var(--mono);
  font-size: .76rem;
  color: var(--ink-2);
  word-break: break-all;
}
.source-strip-note { margin: 6px 0 0; font-size: .8rem; color: var(--ink-3); max-width: 70ch; }